What Happens When a Home Appraisal Comes in Below the Purchase...

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2026-11-09 11:18:49

What Happens When a Home Appraisal Comes in Below the Purchase Price? Understanding Appraisal Gaps and Your Options

Receiving an appraisal below the agreed purchase price can create an unexpected challenge during a home purchase. A buyer may have negotiated a price with the seller, submitted a mortgage application, and started preparing for closing, only to discover that the appraised value is lower than the amount in the purchase contract. This situation is commonly called an appraisal gap. It matters...

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